Yesterday, the Plutus card announced new Perks at over 35 merchants worldwide, where you get reimbursed up to €10 every month in PLU rewards. Among the new merchants, they added ChatGPT, which means you can get ChatGPT Plus for half the price (50% discount instead of the standard price of $20).
Let’s cover how to do it step-by-step. Remember you can get €10 as a gift after you deposit your first €20 if you sign-up for Plutus using my link.
How it works (the short story)
You order the Plutus debit card, top it up, pay for ChatGPT Plus, and then get reimbursed the amount you paid in PLU. You can use those rewards to top up your card again, exchange for Euro €, or convert to a different currency. I’ve been using Plutus to get free Spotify and Netflix for the past 8 months.
Why upgrade to ChatGPT Plus?
The ChatGPT Plus subscription offers access to ChatGPT even during peak times, faster response times, and priority access to new features and improvements. For example, you could get access to their new GPT-4 model before everyone else (as I tried here).
How To Get ChatGPT Plus For Half The Price With Plutus (Step-by-step)
The process to get the 50% discount on ChatGPT Plus with Plutus is quite simple. Basically, you will pay for your ChatGPT Plus subscription using Plutus and then get reimbursed. Overall, the steps are as follows:
- Sign-up for Plutus.
- Activate and top-up the Plutus Card.
- Select ChatGPT as your Plutus Perk.
- Pay for ChatGPT Plus using your Plutus Card.
- Wait for the rewards to post to your account (it takes 30 days)
- Top up your Plutus card using your PLU rewards.
Now, check below the instructions in detail
1. Sign-up for Plutus
2. Activate and top up the Plutus card
After you order the Plutus card, wait for it to arrive, top it up with €20, and activate the card using the security code (CVV) in the app. Once you’ve done this, you can use the debit card for purchases in any physical or online shop.
3. Select ChatGPT as your Plutus Perk
Log-in to your Plutus Dashboard or open your Plutus App. Then go to the Perks tab. You will see two panes: Current Month and Next Month. This is in case you want to switch perks from month to month.
Once you go to Current Month, select the ChatGPT Perk and make sure it is active.
4. Pay for ChatGPT using your Plutus card
Next, you must set up your ChatGPT payment method to use your Plutus card.
Log in to your OpenAI Account and navigate to Profile -> My Plan. A pop-up will display, select either Subscribe to ChatGPT Plus or Manage my Subscription if you are already subscribed.
Following, select “pay with card” and add your Plutus card numbers.
That’s it! now you have upgraded to ChatGPT Plus. Save your changes and wait until your account is charged. When the transaction is made on your Plutus account, you will see the ChatGPT Plus transaction.
See this example below, where I show how my transactions post for Netflix and Spotify.
5. Wait for the PLU rewards to post to your Account
In the Plutus Dashboard, Pluton -> Rewards, you will see the pending transactions and the amount of PLU rewards you will receive. It takes about a month for the rewards to be available on your account (read here).
Below there’s a screenshot of my account, and you’ll see a CRV*CHATGPT transaction for $8.00 that Plutus fully reimburses.
6. Top up your Plutus Card using your earned PLU
After 28 days, you get those PLU available on your Plutus account, which you can change to Euros or use to top up your Plutus card (in Euros). Once you log in to your Dashboard, go to the Pluton tab.
Click on sell, and select the amount of PLU you want to use to top up your card. You are limited by the number of available PLU, and you cannot top up more than €30 daily. Follow the steps and confirm the transaction, in my case I will change 3.15 PLU which is €27.41
Once you confirm, the transaction takes some time to finish, between 1 hour and 1 day, depending on the exchange speed. You can see the pending orders under Withdrawals in your statement.
That’s it! Now you have your money back ready to use in your Plutus Card. Note that this money is now in Euro (€) and will not fluctuate like the PLU valuation. You can use that money to buy stuff and even pay for ChatGPT Plus the following month.
Hope you enjoy the discount on your ChatGPT subscription! My two cents of advice would be to be patient because rewards are not instant. It usually takes about 30-45 days to get in the process, but once you get in the cycle, it is smooth and simple. I’ve been getting reimbursed monthly for both Netflix and Spotify by upgrading to my Plutus Starter membership (only €4.99).