How To Check Your Credit Score In Norway FOR FREE (2023)
After my article about Credit Score in Sweden, I got many requests to create a similar one about how to check your credit score in Norway for free, so here it is!
Key Takeaways: building and staying on top of your credit score is important if you want to get better rates on mortgages, loans, and credit cards, saving you thousands of kronor per year. The top two options to check your credit score in Norway for free in 2023 are Uno Score and Defero. You can also check your credit report unlimited times to see how it improves, and even get notifications.
Ongoing Offers

Defero
Free Notifications
Over 500.000 users
See outstanding payment notes
Register with BankID

Uno Score
Overview of your financial position
Credit score between 0 and 10000
Compare against others
Register with Phone Number
1. Defero
Defero is an all-Norwegian, fast-growing fintech operator. Defero makes it possible for Norwegians to do a free credit check on themselves. Members of Defero also get a budget function, insight into what interest rates you can get, and analysis of your personal finances. They notify you whenever your credit score changes via email or SMS.

Defero Key Features
- Register via Defero.no with BankID
- See your credit score between 1 and 100
- See if you have a better score than your friend
- Check if you can get a lower interest rate
- Over 500.000 members
- Free service for everyone in Norway
Defero FAQ
2. Uno Score
Uno Score gives an overview of your own personal finances with just a few clicks. With Uno Score, you get insight into your own financial data for free, for example, how your data actually look compared to others in your area, others your age, or others who otherwise resemble your profile.
Uno Score Key Features
- Register via UnoScore.no with your phone number
- See your credit score between 0 and 1000
- Compare yourself against others based on age group or region
- Check if you can get a lower interest rate
- Over 60.000 members
- Free service for everyone in Norway
Credit Score in Norway: Conclusion
You can use both Defero and Uno Score to check your credit score in Norway for Free. Both services monitor and update your score regularly. With Uno Score you can compare yourself against other groups and regions, and understand how your finances compare to the rest of the population. With Defero, you can get tips and insights into how to improve your score, and directly get better offers from banks and financial institutions.
My advice would be to check the score on both services, given they are free, and leverage them to improve them over time. You can set a goal to improve it over 3, 6, and 12 months, and then use a better score to get access to better credit cards, and interest rates on mortgages and loans. Remember you can negotiate better loans with your bank if you have a better financial position, which can save you a ton of money.