Get $50 USD and FREE Spotify Premium with this Crypto.com MCO Visa Card
IMPORTANT UPDATE
I gave up on my Crypto.com Visa card, as they recently announced to stop reimbursing Spotify and Netflix in 2023. Want a better option? Try Plutus. You can get free Spotify or free Netflix without staking money, and get 3% back on your purchases. Read my post here.
Iβve been recently looking into BitCoin and cryptocurrencies as a way to diversify my investment portfolio AND to evaluate alternatives to frequent flyer miles, which are prone to get devalued in these turbulent times.
What is the Crypto.com MCO Visa Card?
In the process, I found a cryptocurrency-backed card from Crypto.com. After doing a lot of research, reading their whitepaper, digging in Reddit, and watching hours of YouTube videos to clear my mind around it, I decided to give it a shot, and turned out to be great so far.
They offer multiple variants of a Visa (debit) card, that you need to fund first (with a credit card for example), and that then you can use for payments. Here are all the card tiers:

The interesting entry point for me was the Ruby card, which gives you 2% cashback and FREE Spotufy Premium (yes, they reimburse it every month). There is a catch though, you have to stake at least 50 MCO (Monaco tokens) for 180 days to unlock this benefit. Basically, they ask you to βdepositβ about β¬200 EUR for 6 months in order to get the card and be able to get these benefits.
The card has no issuing or maintenance fees once you get it, and after 180 days you can unstake your MCO tokens and use them to pay for things.
You can also refer more people and you both get $50 USD each to use right away.
They also offer more expensive variants with more benefits, but I thought it was too much risk just to try. So far, I got my $50 USD sign-up bonus after signing up with someoneβs referral code, and I got my Spotify reimbursed. In these times, sounds like a cool way to get free Spotify, and potentially some money back from purchases.
How to get the $50 bonus?
First sign-up with my referral link or use my code kcqyz67f3q. Try to use the mobile app, the desktop website is a bit confusing.
Then, you have toΒ stake at least 50 MCOΒ (MCO Visa Card Reservation)Β to unlock their sign-up bonus and for you to receive your referral bonus. You may purchase the MCO in-app via Credit/Debit Card, Crypto Wallet, or Bank Transfer.

Hereβs what the app looks like inside after you order the card, and also my βcrypto walletβ after you lock in the initial deposit.
Interestingly, I made about 35β¬ in profit in just the past 3 days, since the market is a bit low right now and still recovering from the virus crash.
Hope you find this useful and if you want to give it a shot, just keep in mind these markets are quite volatile, so ONLY do it for fun and to try to get some benefit (hopefully we all will), but keep in mind the value of these crypto coins is not something like having cash.
Meanwhile, have fun enjoying free Spotify Premium!

