Best Crypto.com Card Alternatives In Europe (2023)
After I wrote about how my experience with Crypto.com went in decline last year (nasty fees and removing perks), I got asked to do some research and find the best Crypto.com card alternatives that work in Europe. In this post, we summarize some of the options available out there. What all those have in common is that, luckily, it doesn’t take two months until your card is delivered, ha!

Plutus Card
Pros: get free perks (Netflix, Spotify), up to 8% rewards, €10 welcome bonus
Cons: slow transactions, DEX paused until June

Coinbase
Pros: easy to connect to a Coinbase wallet, quick delivery, refer friends
Cons: No rewards or cashback

Trastra Card
Pros: Get salary paid in crypto, low-cost fees, free card delivery
Cons: no rewards program
*Sponsored
Why Ditch The Crypto.com Card?
I had a great time initially as an early user of the Crypto.com Visa card. I shared my experience here. However, those days are long gone, and there are plenty of reasons why that card is not worth it anymore. These are my ones:
What are the best Crypto.com Card Alternatives?
1. Plutus
The Plutus card offers similar perks to the Crypto.com visa card. You can get free Spotify, Netflix, or other subscriptions (up to 1). You can also get 3% cashback on your purchases. It’s a no-brainer, as you can get up to €17 back per month FOR FREE, just by using the card. In addition, you get €10 for each friend you refer to Plutus.

Who’s this card for?
Those who want a simple solution to getting free Spotify or Netflix, and low risk tied to their crypto assets.
Pros:
- The FREE version can give you up to €17 back per month just by using the card
- One free perk per month (Spotify, Netflix, Apple One, Curve, Amazon Prime, and 15+ more).
- Subscriptions that give you even more Plutus Perks! Up to 3 Perks for €14.99 (worth €30)
- Stake PLU to get even more perks and better cashback (up to 8 Perks and 8% cashback)
- Non-custodial wallet
- Referral program: refer your friends and get €10
Cons:
- Slow transactions
- Plutus DEX is paused until June because of major reworks. To exchange PLU, you need to use an external wallet like Metamask.
- Staking options are expensive (the minimum to stake today is €1900)
- Not valid outside the EU and UK
- Rewards are only in PLU (no Bitcoin or ETH)
- No native Apple Pay (but you can use Curve to enable it)
2. Nexo
The Nexo card gives you 2% cashback in NEXO tokens or 0.5% in Bitcoin. Works with Apple Pay, and you can even open a credit line against your collateral at a 0% interest.

Who’s this card for?
Users with a Nexo wallet, or that like to stake crypto as a saving/investment. Nexo is one of the most profitable platforms today, with access to credit lines and a solid debit card.
Pros:
- Earn up to 2% in NEXO or up to 0.5% in BTC
- Credit line rates starting from 0% APR
- No minimum monthly repayments
- Apple & Google Pay integration
- Accepted by over 90 million merchants across the globe.
- Save on foreign transaction fees for up to €20,000 per month.
- Get up to 10 free ATM withdrawals every month.
Cons:
- No free benefits such as Spotify, Netflix, etc. You really need to spend with the card to get a benefit.
- Credit line is against your crypto assets as collateral. You need to have crypto to be able to ask for credit.
- Funky app
4. Coinbase
Who’s this card for?
People that already have a Coinbase account or use Coinbase as their main wallet.
Pros:
- Instant transactions and payments.
- Track your spending through the app.
- Easily choose which crypto you spend.
- World-class security to keep your crypto safe.
- Worldwide acceptance.
- No annual fee.
- Invite friends to get €10.
Cons:
- No rewards, cashback, or loyalty program.
- No perks.
2. Trastra
Who’s this card for?
Freelancers or solo workers with international clients who want a solid solution to get paid in crypto.
Pros:
- Generous referral program: Get 10 EUR + 0.2%
- Free card delivery
- Free multi-currency account. Supports Bitcoin (BTC), Ethereum (ETH), Bitcoin Cash (BCH), Litecoin (LTC), Ripple (XRP), USDC (USD Coin), and Tether (USDT).
- Send and receive Euro within the Single European Payment Area (SEPA) without fees.
- Borderless transfers throughout 36 countries.
- Combine your card with Skrill, eBay, PayPal, and many similar services.
- Superior security with automated payment processing. Five-layer security with a multi-sig system by BitGo, two-factor authentication (2FA), SSL encryption, and device authorization.
- A personal IBAN connected to the card.
- An instant card block feature from the app.
- Delivered in over 31 countries in Europe.
- A high daily POS spend limit of €7700
- No card Top-up fees.
- No transaction fees.
- Get paid in crypto, and cash out in fiat.
Cons:
- No rewards or perks
- No options to stake or connections to DEX
- No welcome bonus
- No native Apple Pay (but you can use Curve to enable it)
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Wrap up
I hope this post is useful and promise to keep it regularly updated with the most updated info.
If you have any further questions or wish to brainstorm or chat, feel free to reach out to me anytime on Instagram!
Enjoy!